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Where the tokens are
Trade SOFI perpsStandardised from the company’s filings, newest period first, labelled with the company’s own fiscal calendar. A line the company does not report is left off rather than shown as zero; margins and free cash flow are worked out here, and only where every input is present.
| Line item | Q2 FY262026-06-30 | Q1 FY262026-03-31 | Q4 FY252025-12-31 | Q3 FY252025-09-30 | Q2 FY252025-06-30 | Q1 FY252025-03-31 | Q4 FY242024-12-31 | Q3 FY242024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $429.30M | $451.41M | $193.14M | $376.49M | $337.11M | $231.99M | $76.11M | $266.11M |
| Cost of revenue | $200.14M | $291.86M | $161.62M | $161.42M | $150.44M | $135.52M | $128.16M | $123.71M |
| Gross profit | $229.16M | $159.54M | $31.52M | $215.06M | $186.67M | $96.47M | −$52.05M | $142.40M |
| Gross margin | 53.4% | 35.3% | 16.3% | 57.1% | 55.4% | 41.6% | -68.4% | 53.5% |
| Research and development | $191.28M | $187.68M | $172.84M | $167.14M | $152.15M | $156.21M | $148.99M | $139.71M |
| Selling, general and administrative | $609.20M | $533.12M | $499.86M | $475.28M | $430.13M | $394.57M | $390.18M | $363.83M |
| Operating expenses | $814.23M | $720.80M | $678.10M | $651.63M | $592.32M | $550.78M | $546.05M | $509.55M |
| Operating income | −$585.07M | −$561.25M | −$646.58M | −$436.56M | −$405.65M | −$454.31M | −$598.09M | −$367.16M |
| Operating margin | -136.3% | -124.3% | -334.8% | -116.0% | -120.3% | -195.8% | -785.8% | -138.0% |
| EBITDA | −$511.96M | −$493.68M | −$583.70M | −$377.32M | −$348.90M | −$399.02M | −$544.55M | −$315.36M |
| Interest income | $1.14B | $1.00B | $927.42M | $891.56M | $792.41M | $763.81M | $743.94M | $723.37M |
| Interest expense | −$352.33M | −$308.01M | −$310.14M | −$306.45M | −$274.57M | −$265.09M | −$273.77M | −$292.36M |
| Income before taxes | $204.31M | $199.55M | $185.33M | $148.55M | $112.19M | $79.78M | $59.92M | $63.86M |
| Income taxes | $47.72M | $32.82M | $11.78M | $9.16M | $14.93M | $8.67M | −$272.55M | $3.11M |
| Net income | $156.59M | $166.73M | $173.55M | $139.39M | $97.26M | $71.12M | $332.47M | $60.75M |
| Net margin | 36.5% | 36.9% | 89.9% | 37.0% | 28.9% | 30.7% | 436.8% | 22.8% |
| EPS, basic | $0.12 | $0.13 | $0.14 | $0.12 | $0.09 | $0.06 | $0.29 | $0.06 |
| EPS, diluted | $0.12 | $0.12 | $0.13 | $0.11 | $0.08 | $0.06 | $0.26 | $0.05 |
| Diluted shares | 1.35B | 1.38B | 1.35B | 1.29B | 1.18B | 1.19B | 1.19B | 1.10B |
Figures describe SoFi Technologies shares, not any token. As of Aug 6, 2026, from Massive's standardised financials. The company reports these figures; a token's issuer holds the shares and reports nothing of its own here.