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Where the tokens are
Standardised from the company’s filings, newest period first, labelled with the company’s own fiscal calendar. A line the company does not report is left off rather than shown as zero; margins and free cash flow are worked out here, and only where every input is present.
| Line item | Q2 FY262026-06-30 | Q1 FY262026-03-31 | Q4 FY252025-12-31 | Q3 FY252025-09-30 | Q2 FY252025-06-30 | Q1 FY252025-03-31 | Q4 FY242024-12-31 | Q3 FY242024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $723.04M | $714.28M | $745.73M | $745.75M | $719.23M | $709.13M | $723.52M | $721.87M |
| Cost of revenue | $147.04M | $139.45M | $164.86M | $178.49M | $172.35M | $168.90M | $187.18M | $203.83M |
| Gross profit | $576.01M | $574.84M | $580.87M | $567.27M | $546.88M | $540.23M | $536.34M | $518.04M |
| Gross margin | 79.7% | 80.5% | 77.9% | 76.1% | 76.0% | 76.2% | 74.1% | 71.8% |
| Selling, general and administrative | $77.79M | $76.43M | $75.92M | $78.16M | $75.21M | $73.40M | $71.88M | $70.26M |
| Operating expenses | $361.70M | $365.69M | $371.67M | $352.48M | $347.13M | $348.07M | $336.17M | $323.41M |
| Operating income | $204.54M | $202.41M | $197.98M | $208.01M | $186.62M | $179.10M | $184.01M | $175.24M |
| Operating margin | 28.3% | 28.3% | 26.5% | 27.9% | 25.9% | 25.3% | 25.4% | 24.3% |
| EBITDA | $204.54M | $202.41M | $197.98M | $208.01M | $186.62M | $179.10M | $184.01M | $175.24M |
| Income before taxes | $204.54M | $202.41M | $197.98M | $208.01M | $186.62M | $179.10M | $184.01M | $175.24M |
| Income taxes | $32.48M | $31.42M | $31.73M | $33.63M | $29.62M | $28.17M | $29.16M | $28.74M |
| Net income | $172.06M | $170.99M | $166.25M | $174.38M | $157.00M | $150.92M | $154.85M | $146.50M |
| Net margin | 23.8% | 23.9% | 22.3% | 23.4% | 21.8% | 21.3% | 21.4% | 20.3% |
| EPS, basic | $2.70 | $2.65 | $2.66 | $2.67 | $2.39 | $2.30 | $2.46 | $2.24 |
| EPS, diluted | $2.70 | $2.65 | $2.66 | $2.67 | $2.39 | $2.30 | $2.46 | $2.24 |
| Diluted shares | 62.45M | 63.10M | 63.60M | 64.12M | 64.35M | 64.33M | 64.26M | 64.09M |
Figures describe Cullen/Frost Bankers shares, not any token. As of Jul 30, 2026, from Massive's standardised financials. The company reports these figures; a token's issuer holds the shares and reports nothing of its own here.