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Where the tokens are
Standardised from the company’s filings, newest period first, labelled with the company’s own fiscal calendar. A line the company does not report is left off rather than shown as zero; margins and free cash flow are worked out here, and only where every input is present.
| Line item | Q2 FY262026-06-30 | Q1 FY262026-03-31 | Q4 FY252025-12-31 | Q3 FY252025-09-30 | Q2 FY252025-06-30 | Q1 FY252025-03-31 | Q4 FY242024-12-31 | Q3 FY242024-09-30 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $587.40M | $580.00M | $579.90M | $582.40M | $583.80M | $571.10M | $565.90M | $550.30M |
| Cost of revenue | $107.40M | $108.40M | $113.80M | $116.30M | $118.10M | $114.70M | $111.30M | $111.20M |
| Gross profit | $480.00M | $471.60M | $466.10M | $466.10M | $465.70M | $456.40M | $454.60M | $439.10M |
| Gross margin | 81.7% | 81.3% | 80.4% | 80.0% | 79.8% | 79.9% | 80.3% | 79.8% |
| Selling, general and administrative | $29.90M | $27.80M | $25.20M | $24.80M | $26.60M | $24.80M | $22.00M | $23.10M |
| Operating expenses | $152.20M | $141.20M | $235.20M | $146.60M | $175.30M | $136.70M | $218.80M | $129.40M |
| Operating income | $168.60M | $190.80M | $101.30M | $167.50M | $117.80M | $157.80M | $112.40M | $125.00M |
| Operating margin | 28.7% | 32.9% | 17.5% | 28.8% | 20.2% | 27.6% | 19.9% | 22.7% |
| EBITDA | $168.60M | $190.80M | $102.50M | $167.50M | $117.80M | $159.00M | $112.40M | $125.00M |
| Income before taxes | $168.60M | $175.00M | $157.00M | $148.90M | $117.80M | $141.70M | $191.90M | $106.50M |
| Income taxes | $32.70M | $39.20M | $35.00M | $40.70M | $30.40M | $35.40M | $40.00M | $27.70M |
| Net income | $135.90M | $135.80M | $122.00M | $108.20M | $87.40M | $106.30M | $151.90M | $78.80M |
| Net margin | 23.1% | 23.4% | 21.0% | 18.6% | 15.0% | 18.6% | 26.8% | 14.3% |
| EPS, basic | $12.97 | $12.64 | $11.20 | $9.62 | $7.55 | $8.79 | $12.39 | $6.42 |
| EPS, diluted | $12.66 | $12.40 | $11.01 | $9.43 | $7.42 | $8.66 | $12.12 | $6.35 |
| Diluted shares | 10.73M | 10.95M | 11.08M | 11.47M | 11.77M | 12.28M | 12.53M | 12.42M |
Figures describe Credit Acceptance shares, not any token. As of Aug 4, 2026, from Massive's standardised financials. The company reports these figures; a token's issuer holds the shares and reports nothing of its own here.